APY/APR Compounding Calculator
Calculate yield farming, staking & lending earnings with compounding
Investment Amount
Principal Amount
$10,000
USD
Interest Rate
APR (Annual Percentage Rate)
10%
%
Compounding Frequency
APY vs APR: APY includes compounding effects. APR doesn’t. Weekly compounding at 10% APR = 10.47% APY.
Investment Period
Custom Time Period
180 Days
Days
Gas Fees & Transaction Costs
Include Gas Fees
Gas Fee per Transaction
$5
USD
Transactions per Year
12
TX/year
Important: Gas fees can dominate returns for small positions. For $100 at 10% APY, $5 gas fees per month would result in net loss.
Total Future Value
$10,975
After selected period
Total Earnings
$975
Net profit
Effective APY
10.47%
With compounding
Earnings Breakdown
$975
Interest Earned
$975
Gas Fees
-$10
Net Profit
$965
ROI
9.65%
Without Compounding
$10,900
Simple interest
With Compounding
$10,975
Compound interest
APR ↔ APY Conversion
Input APR:
10.00%
Equivalent APY:
10.47%
Compounding:
Weekly
Growth Over Time
With Compounding
Without Compounding
Compounding Power: Small differences in compounding frequency create massive differences over time. Daily compounding at 10% APR yields 10.52% APY vs 10.47% for weekly compounding.